Software Engineer II, Lending

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Software Engineer II, Lending

About Airwallex

Airwallex is the only unified payments and financial platform for global businesses. Powered by our unique combination of proprietary infrastructure and software, we empower over 150,000 businesses worldwide – including Brex, Rippling, Navan, Qantas, SHEIN and many more – with fully integrated solutions to manage everything from business accounts, payments, spend management and treasury, to embedded finance at a global scale.

Proudly founded in Melbourne, we have a team of over 1,800 of the brightest and most innovative people in tech across 26 offices around the globe. Valued at US$6.2 billion and backed by world-leading investors including Visa, Airtree, Blackbird, Sequoia, DST Global, Greenoaks, Salesforce Ventures, Lone Pine, and Square Peg, Airwallex is leading the charge in building the global payments and financial platform of the future. If you’re ready to do the most ambitious work of your career, join us.

Attributes We Value

We hire successful builders with founder-like energy who want real impact, accelerated learning, and true ownership. You bring strong role-related expertise and sharp thinking, and you’re motivated by our mission and operating principles. You move fast with good judgment, dig deep with curiosity, and make decisions from first principles, balancing speed and rigor.

You’re humble and collaborative; turn zero-to-one ideas into real products, and you “get stuff done” end-to-end. You use AI to work smarter and solve problems faster. Here, you’ll tackle complex, high-visibility problems with exceptional teammates and grow your career as we build the future of global banking. If that sounds like you, let’s build what’s next.

About the team

Airwallex is establishing a state-of-the-art lending platform and building a suite of related credit products which include customer facing credit cards.

The lending team is working on the leading edge of our lending product suite to launch and scale up our embedded finance & credit product capabilities into new markets. The lending product and engineering team is based in Singapore and has full global ownership. This role requires close collaboration within the local team and across teams globally to lead the evolution and innovation of our exciting new credit suite.

Join Airwallex and become an integral part of a team that is redefining the boundaries of financial innovation. Airwallex offers a dynamic and inclusive work environment where you can cultivate your knowledge, foster personal growth, and realize your full potential.

What you’ll do

As a Backend Engineer, you will lead the design, architect, implementation & delivery across our lending product suite, initially focused on launching embedded credit products to our enterprise customers. You will collaborate with a talented team of engineers to conduct design and architectural reviews, ensuring the highest quality and scalability of our solutions.

Your contributions will directly impact the success of our products and make a lasting mark on the industry. Seize this opportunity to join our dynamic team and become a part of our journey to create extraordinary technology that empowers users worldwide!

This role is based in Singapore.

Responsibilities:

  • You are a leader – striving for technical excellence through your coding and system design.

  • You are committed – you strive to produce high quality and tested solutions in everything you do.

  • You have a product mindset – your product thinking is what sets you apart from.

  • You know API’s – from designing to building REST APIs.

  • You are a team player – fostering effective collaboration in multi-disciplinary squads across multiple regions.

  • You are a passionate problem solver – weighing up pros and cons of new tech solutions before implementing them with your team.

Who you are

We’re looking for people who meet the minimum qualifications for this role. The preferred qualifications are great to have, but are not mandatory.

Minimum qualifications:

  • Bachelor degree or above in computer science or engineering related majors.

  • 3+ years of experience in modern engineering practices focused on continuous integration and quality engineering.

  • Strong computer science fundamentals, solid understanding of OOP concepts.

  • Experience domain driven design and event driven architectures.

  • Extensive experience with JVM based programming Java or Kotlin, familiar with Spring/Spring Boot.

  • Deep working experience with high throughput / low latency / high available distributed systems.

  • Cloud experience with GCP (preferred) or AWS (EC2, RDS, ELB, CloudFront, etc.) with Docker and Kubernetes.

  • Familiarity with observability tooling such as Splunk, Grafana, and Prometheus.

Preferred qualifications:

  • Experience within the financial domain.

  • Experience with SaaS product offering as a platform.

Equal opportunity

Airwallex is proud to be an equal opportunity employer. We value diversity and anyone seeking employment at Airwallex is considered based on merit, qualifications, competence and talent. We don’t regard color, religion, race, national origin, sexual orientation, ancestry, citizenship, sex, marital or family status, disability, gender, or any other legally protected status when making our hiring decisions. If you have a disability or special need that requires accommodation, please let us know.

Airwallex does not accept unsolicited resumes from search firms/recruiters.  Airwallex will not pay any fees to search firms/recruiters if a candidate is submitted by a search firm/recruiter unless an agreement has been entered into with respect to specific open position(s).  Search firms/recruiters submitting resumes to Airwallex on an unsolicited basis shall be deemed to accept this condition, regardless of any other provision to the contrary.

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